Phillipson Hardwick Advisory is an organization that aims to make the lives of UK citizens most manageable by allowing them to get the full benefits of tax allowances and refunds. They have been around for a long time and earned a decent reputation.
Of course, social proof isn’t present, but that does not mean you should avoid them entirely. Their business model is efficient and pocket friendly too. Steps one needs to follow to utilize their service are also easy and user-friendly.
There are occasional hiccups, but nothing about them in our books can be considered an absolute deal breaker. You can take advantage of the tax cuts and rebates alone, but the process might be overwhelming for a few. To know more about the services they offer, read the following paragraphs.
Phillipson Hardwick Advisory Explained
Phillipson Hardwick Advisory, as mentioned in the paragraph above, is a consultancy-type service that helps people get tax allowance that ultimately helps them save more. The amount of money one can save depends upon many factors and directly correlates with the sectors they are engaged with.
This organization has gathered skilled personnel to move things faster than the average individual. In other words, their main goal is to help you save the maximum amount possible every year.
Also, note that they get paid only if they successfully get the refund. There are exceptions to the fee structure, so it is always better to talk to customer support before moving.
Here are the contact details of this firm. Additionally, you can contact them via a contact form on their website.
- Address – Phillipson Hardwick Advisory, Ground Floor, Magnetic House, Waterfront Quay, Salford M50 3XW, UK.
- Phone – 0161 518 5511
- Email – email@example.com
Phillipson Hardwick Advisory Services
This firm is involved with different types of services around the tax niche. Below, we have highlighted the essential aspects.
Work Mileage Refund
HMRC will issue a tax refund known as mileage allowance relief when you deduct business travel expenses from your profits.
Essentially, you may lower the amount of taxable revenue. You may deduct all business-related expenditures from your compensation, with only the difference subject to taxation. If you paid for business travel expenditures with your own money, you have also overpaid in taxes.
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Any travel expenses spent while performing the tasks of your employment are considered business miles. It does not cover your regular commute to and from work. A healthcare practitioner may be required to make house calls as part of their business, or an electrician may be necessary to go to numerous building sites in his vehicle.
If you use your vehicle for business, you may claim a mileage allowance tax-free if it exceeds 45p per mile.
According to HMRC’s instructions on fuel expenditures, you may generally claim business miles at a rate of 45p per mile for the first 10,000 miles of travel each year and 25p per mile afterward. You may deduct the difference from your taxable income if your company reimburses you only at 35p per mile.
Reimbursement for mileage Relief may be determined by dividing your company miles by the permitted rates. This will offer you the amount of tax reduction, not the amount of your refund. Depending on your tax rate, you will often get a return of 20 to 40 percent of the total amount.
Marriage Tax Allowance Refund
In April 2015, the British government introduced Marriage Allowance, a brand-new income tax benefit for married couples and civil partners.
Under the terms of the Marriage Allowance, the lower-earning spouse or partner in a civil partnership may provide their higher-earning partner up to £1,150 of their unused Personal Allowance. This might save the higher earner up to £250 per year in income taxes.
You must earn more than the annual personal allowance for the tax year you want to file a claim, while the other must make less.
HMRC computes your monthly income tax payment based on your earnings over the Personal Allowance. Your Allowance allows you to deduct a portion of your taxable yearly income.
HMRC reports that the average Personal Allowance is £12,500. The Personal Allowance is the amount of annual income that is exempt from federal income tax. Any income over the Personal Allowance is subject to income tax.
Construction Tax Rebate
Whether paid under PAYE or CIS, you may be surprised by how many expenditures you may recoup as a builder. There are, however, differences in what you may claim depending on whether you work for CIS or PAYE. You may be eligible for a refund if you purchase an item because of your job that you would not have bought otherwise.
Uniform Tax Refund
HMRC may provide a tax credit if your uniform features your company’s logo or is protective equipment.
The total amount you are eligible to get will depend on your efforts. Most British workers who file claims for the current year and the four years before will get a standard £60 refund.
In contrast, HMRC has awarded a few trades and professions higher allowances. We discover that the average cost of a standard tax refund application is £220.
Phillipson Hardwick Advisory Fees
The fee charged by this institution is around 48% (including VAT). Note that you can only pay the fee if the refund is received. Of course, there are certain exceptions to the rule.
For starters, if the refund received is less than 10 GBP, they will receive the entire amount, and you won’t have to pay anything from your pocket. For precise information, speak with the support team.
Phillipson Hardwick Advisory Reviews
There aren’t many reviews about this firm online. Given their niche and the low sample of testimonials, we cannot jump to any conclusions.
On TrustPilot, they are ranked 3.5 based on 833 reviews. Customers have reported delayed payments, overwhelming email communication, and failure to receive promised refunds. Some have also claimed that the company has not been transparent in its dealings and appears to have made unauthorized claims on their behalf.
We suggest you proceed with them carefully and hire a lawyer if you are uncertain about the documents. If you have experience with them, comment below and help others make informed decisions.
Complaints We Received
On June 3, 2023, we received the following complaint:
I’m still waiting for my check, even though I have confirmed my identity.
On June 20, 2023, we received another complaint:
I received a cheque from HMRC for a refund of £124.42 via Phillipson Hardwick. However, I haven’t received any communication from them regarding this cheque. Despite my attempts to get in touch with the firm since April 24, 2023, I haven’t received a response. Is this firm a scam?
On August 20, 2023, we received yet another complaint:
Phillipson Hardwick? Despite the positive in-house reviews, my experience has been anything but satisfactory. I’ve been awaiting my tax return for five months, even after HMRC confirmed in writing that the refund was dispatched to them on 1 March. I’ve been contacted by Phillipson Hardwick eight times, each promising to send an email containing a code to initiate the payment. Curiously, they always call but never actually send the code. The link and cheque remain elusive.
I think it’s questionable whether many clients actually see their refunds. I’ve unfortunately become ensnared in their inefficiency, and I now realize that the glowing reviews here might not be as genuine as they appear. If you value your time and money, consider entrusting your financial matters to a more competent company. Phillipson Hardwick has shown itself to be unresponsive and sluggish. It feels less like customer service and more like a scam.
On August 22, 2023, the following complaint arrived:
I received an email from HMRC informing me I was eligible for a tax refund. A company named Phillipson Hardwick was handling it. I received this letter from the tax office on June 1, 2023, and have been getting the runaround from Phillipson Hardwick ever since.
And the following day, another complaint:
The organization was called Bitcoin. I lost £200 to £250 in my Bitwallet when the company went under.
On December 4, 2023, we received the following complaint:
When we first spoke, I was informed that I would receive a percentage of the funds collected from HMRC. To date, you have received two cheques totaling £526.85 (£199.79 and £327.06). However, I have not received any payment from your side. Additionally, I have been informed that your company might be involved in fraudulent activities. I would appreciate it if you could dispel these allegations by disbursing the amounts owed to me.
There are many ways to reduce taxes and make the best out of the current framework. However, it will be daunting to file claims independently unless you know exactly what you are doing.
In conclusion, it does not appear that Phillipson Hardwick is a scam. The organization offers a consultancy-type service to help UK citizens get tax allowances and refunds, and they have been around for a long time and have a decent reputation.
The organization employs skilled personnel to help people save the maximum amount possible every year, and they only get paid if they successfully get a refund.
However, there are some negative reviews in the comment section below.
Several individuals have reported issues with Phillipson Hardwick Advisory, including receiving notifications that they are owed a PPI payment or a tax refund from HMRC, even though they have not made such claims.
Some have also had trouble getting their refunds due to technical issues with the form.
One person alleges that the company committed fraud by sending an application to HMRC on behalf of their mother without her knowledge or consent.
One user received a call from someone claiming to be from the company, asking them to click on documents, but the user declined. Some users have reported their complaints to Action Fraud and the police.
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